Pay-monthly insurance, in plain English

Spread the cost.
Keep more of your money.

Find the real cost of paying monthly, compare ways to pay, and see exactly what to do next. Already signed? Check what it costs to get out.

Real APREvery pound accounted forDated next steps

01 / Your quote

Start with the numbers.

Use the same cover and add-ons for both prices. Give policies a short label, without personal details.

Calculate as of

Policy 1

Policy label Cover type Cover start date Pay-in-full price (£) How is the monthly quote shown? Deposit (£) Number of instalments Each instalment (£) First instalment Upfront fee (£, optional)

Already signed?

Up to five policies

02 / What works for you

Your budget & alternatives.

Everything here is optional. Blank limits are not checked. The same limits are tested separately for each policy.

Cash you could pay today (£) Most you could pay per month (£) Months at 0% on a purchase card Card APR after the 0% offer (%) Available card limit (£) Months to repay the card (default 12) Card fee (%) Your normal credit card APR (%) Arranged overdraft annual rate (EAR %) Savings annual rate (AER %)

For a purchase card, enter both the 0% months and the APR afterwards. Savings interest assumes you have the whole annual premium in savings.

No sign-up. No credit search.

Calculating saves a shareable report for 400 days. Anyone with its link can read it.

Spread the cost.Keep more of your money.

Start with the numbers.

Your budget & alternatives.

Spread the cost.
Keep more of your money.